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This page contains notices of proposed rulemaking by the Insurance Division. For each rulemaking, you will find the hearing date (if any) and the deadline for comment, as well as the notice of hearing and the text of the proposal.

The purpose of the proposed amendments is to improve organization, clarity, and consistency, and to update or remove obsolete information. Amendments include: definition of terms used to describe auditing requirements; updated audit procedures and the criteria for selection of claims subject to audit; revised premium audit hearing procedures; and clarification of classification notice requirements.

The current rule allows certain information to be provided on real property located in Multnomah, Clackamas or Washington counties, or any county in which real property data bases providing such information are available on a commercially available software program, The ability of the title insurer to provide the information is subject to a $10 limit, including but not limited to labor and materials.

The proposed changes to the rule allow a title insurer to provide demographic information for property located anywhere in Oregon.  The rule also changes the limitation on cost to $15 per request, including but not limited to labor and materials, and prohibits a title insurer from providing to intermediaries any other thing of value in connection with the property information, including but not limited to packaging.

This rule amendment will require health insurers to include, as a component of a small employer or individual health benefit plan rate filing, a document containing, among other important disclosures, summary information breaking down the expenditure of premium contributions, and further breaking down expenditures on medical claims. The Department of Consumer and Business Services intends to reference a federal form that contains these and other disclosures, which insurers will already be required to submit for certain rate filings. 

The department requests public comment on the content of the federal document and whether it will meet the needs of the department and consumers to clarify the basis for a rate change, including information about medical claims costs and a breakdown of insurer expenditures that make up the average rate.  The department would also request comments on the administrative costs of implementing this requirement.